Our Plans
You’re searching for adaptable coverage that allows you to tailor it to your specific requirements. Explore the coverage options below to replace your current benefit plan and create a customized plan that suits you perfectly.
Plan Designs
Healthcare Professionals - 100% Coinsurance (R&C*) (No age limit)
Healthcare Professionals – 100% Coinsurance (R&C*) (No age limit)
Life Insurance - Only on primary member ** No medical Required. Remains on plan until as long as you are paying premiums or age 85.
Specialized Care - 100% Coinsurance (No age limit)
Vision Care - 100% Coinsurance (No age limit)
Diabetic Supplies - Included in Prescription Drugs Coverage (No age limit)
Diabetic Sensors - 100% Coinsurance (R&C*) - Combined with CGM, BGM, GFM Monitoring Equipment (No age limit)
Emergency Travel Benefits (Coverage terminates at age 80) - Pre-Existing Conditions Covered, Stability Clause
Optional Dental Care Benefits - Can be added to any plan design. (No age limit)
- Add Vitamins to your "PocketPacks"
- Your refills automatically arrive together on the appropriate day.
- They work with your doctor to renew your prescriptions so you have them on time.
- Adjudicating and Paying Claims
- Premium Billing
- Claims administration
Definitions
Things to Consider
Please contact us directly for full coverage details or download the booklet from our website.
All calendar year or lifetime maximums are per person unless otherwise stated.
You must be a resident of Canada and be covered under the provincial health plan in your province of residence to apply for this retiree plan. If you apply for family coverage, your spouse and dependent children must also have provincial healthcare coverage.
For individuals or dependents to be eligible for any benefits under the Emergency Travel Benefit, they must be age 79 or less.
Travel coverage will terminate at age 80. Coverage must be in effect prior to departure. If individuals are out of the country when the plan goes into effect, the travel coverage will not go into effect until they return to their province of residence.
Extended healthcare coverage for a dependent who is hospitalized on the date they become eligible for coverage, other than a newborn child, will be delayed until the first day immediately following his/her discharge from the hospital. To qualify, you must be actively at work on the date of retirement. Persons on disability will not qualify.
Premium Payment
Premiums are withdrawn from your bank account on the 10th of every month by pre-authorized debit starting on the month your plan becomes active. All invoices are generated on the 1st of every month. Your plan will stay active as long as premiums are paid.
Cancellation of Coverage
You must complete a form for cancellation of coverage. This takes 30 days to cancel for processing once we receive. There are no additional fees.
Monthly Plan Pricing
Monthly Plan Pricing (Dec 1,2024 until Dec 1-2025) Renews each year.
Manitoba Solo Coverage (1 Person)
Alberta Solo Coverage (1 Person)
BC Solo Coverage (1 Person)
$322.32
$403.99
$314.60
$265.51
$332.28
$257.79
$183.57
$227.99
$183.30
$152.80
$181.53
$145.28
$183.57
$227.99
$183.30
Optional Dental Pricing
COST TO ADD OPTIONAL DENTAL
Manitoba Solo Coverage
Alberta Solo Coverage
BC Solo Coverage
Ontario Solo Coverage
$66.19
$85.59
$91.30
$59.35
$66.19
$85.59
$91.30
$59.35
$66.19
$85.59
$91.30
$59.35
$66.19
$85.59
$91.30
$59.35
$66.19
$85.59
$91.30
$59.35