Retiree Health Plans

With no medical questions, guaranteed acceptance, and high coverage limits.

Who Qualifies?

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All individuals retiring, losing benefits, or aging out of benefits who had a group health benefit plan.

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You have 60 days after your last day of coverage to qualify unless an open enrollment is active.

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Primary members must be under the age of 80 when enrolling.

OPEN ENROLLMENT

For Individuals Who Have Retired More Than 60 Days

Active Open Enrollment: September 1 – December 1, 2024

No Medical Exams, No Pre-Existing Condition Clauses, Guaranteed Acceptance for Past Retirees!

Take advantage of our open enrollment period and secure your coverage without the hassle. Past retirees can join with guaranteed acceptance—no medical exams or pre-existing condition clauses required.

If you’ve recently lost your group benefits, you don’t have to wait—join the PUBLIK Plan any time during the year! Simply enroll within 60 days of losing your coverage, and you’ll enjoy guaranteed acceptance with no medical exams and full pre-existing condition coverage.

Missed the 60-day window? Our open enrollment period from September 1 – December 1 gives you another opportunity to secure your coverage with the same great benefits.

Call Today: 306-682-1615

Deluxe

Superior private health insurance offering comprehensive coverage and benefits.

Benefits Include:

Prescription Drugs: $10,000/Year @ 90%

Paramedical Services: $1,500/Year

Travel Insurance: 90 Days

Elite

Elite plan has a variety of benefits, catering to both everyday needs and emergencies.

Benefits Include:

Prescription Drugs: $7,500/Year @ 90%

Paramedical Services: $1,250/Year

Travel Insurance: 90 Days

Premier

This plan encompasses an extensive array of benefits above and beyond basic coverage.

Benefits Include:

Prescription Drugs: $5,000/Year @ 80%

Paramedical Services: $1,000/Year

Travel Insurance: 90 Days

Lite 

Ideal coverage for unexpected emergencies and health needs.

Benefits Include:

Prescription Drugs: $2,500/Year @ 80%

Paramedical Services: $750/Year

Travel Insurance: 90 Days

Opportunity

If it is over 60 days since your retirement, and you are seeking Health Benefits.

Benefits Include:

Prescription Drugs: $5,000/Year @ 80%

Paramedical Services: $1,000/Year

Travel Insurance: 90 Days

Optional Dental

Add on to any plan

*Please see Plans page for Opportunity Plan Options*

  • $2,000 combined / year / person

    • 100% coverage on basic, endodontic, and pariodontic​

    • 50% coverage on major

What Clients are Saying

My experience with Brenda was very good. She was very helpful and knowledgeable about her products.

– August 2023
Dave | Medicine Hat, Alberta | City Employee

What Clients are Saying

I have had an excellent experience dealing with Brenda for benefits after I retired from my job, steady updates, and other info on a regular basis

– July 2023
Robert | Lethbridge, Alberta | Retired City worker

What Clients are Saying

You already know, but Brenda is doing a great job keeping us informed of
updates and changes – answering my emails on a Saturday night even!Thank you, Brenda, for all your effort

– October 2023
Neale | Regina, Saskatchewan | Past Retiree

What Clients are Saying

My name is Lyle and I have been a member of Public Viking Benefits plan for 4 plus years. Being the age, I am l have found modern technology can be frustrating quite a bit of the time. With all the changes we have been through the last couple of years it hasn’t been a smooth ride for me. So having the ability to phone the Viking office and have someone to help you thru your problems is a life saver. I would like thank Brenda big time for being there and surprisingly showing no frustration on her part. I truly appreciate all she does to get me on the right path.
Thank you, Brenda, for all your effort

– May 2023
Lyle | Dalmeny, Saskatchewan | RM Retired.

What Clients are Saying

I recently was able to meet some of the Staff from Viking Benefit Solutions at Agribition in Regina, Saskatchewan in November of 2023. Both Doug and Nancy were welcoming and very knowledgeable. When I returned home, I called the office and spoke to Brenda about the PUBLIK Health Plan. All my questions were answered promptly and confidently. I will be joining the PUBLIK Plan January 1, 2024, when I retiree and highly recommend making a call and chatting about retirement benefits with this company. You will not be disappointed with the level of communication, professionalism, and experience.

– December 2023
Bruce | Regina Beach, Saskatchewan

What Clients are Saying

In May 2023 I was able to spend sometime visiting Brenda and Jennifer at the What Women Want 2023 Tradeshow in Saskatoon. I asked them to contact me with more information and to my surprise they reached out the very next day. I did not feel rushed, and I was able to ask all my questions. I was quite surprised as I remember Brenda saying on the phone, “pour yourself a coffee and we will spend sometime together.” I was taken as I can not recall the last time, I received such wonderful customer service. My concerns were validated, we reviewed my individual needs and I truly felt as I was an important individual and not just another phone call. The communication exceeded my expectations. I could quickly see that Viking Benefit Solutions and the PUBLIK Health Plan value their clients, have a strong brand and values. I look forward to joining the PUBLIK Health Plan.

– June 2023
Victoria | Saskatoon, Saskatchewan | City Employee

What Clients are Saying

I am 72 years old and a recent PUBLIK Health Plan member. There is no online application, you can still use paper. For someone who has limited computer skills this was a huge asset. You can pick up the phone and call and speak to someone immediately and you are not transferred from department to department. You do not have to wait for answers, and everyone is willing to help you immediately. They must have a lot of experience working with Seniors as they are patient and willing to help. Every time, I call the phone Is answered by Jennifer or Brenda and you feel like they are smiling on the other end of the phone. If they say they are going to call you back, they do. “Their customer service is second to none.” The Pricing is fair and transparent and a value for your money. I feel protected.

– November 2023
Judy | Winnipeg, Manitoba | Retired

What Clients are Saying

To whom it concerns,

I would like to notify management of the amazing customer service I have received by Brenda at PUBLIK insurance.

She has gone above and beyond to ensure I understood the insurance I was choosing. I felt reassured and confident in my choices following calls and emails with Brenda.

She is a true gem and great human being. I will be recommending this insurance to others.

Thank you

– December 2023
Louise | Winnipeg, Manitoba | Health Authority

What Clients are Saying

I received great service today from Brenda who helped enroll my coverage.

– December 2023
Garnet | Regina, Saskatchewan | University of Regina

What Clients are Saying

Hello Brenda, we got your mailed package info today, I must say that this is the easiest and quickest that I have ever signed up for anything!! Thank you!!

– December 2023
Bruce | Regina, Saskatchewan | Retired 

What Clients are Saying

Brenda was extremely helpful in all aspects in getting me signed up for health insurance, much appreciated.

– December 2023
Mark | Hazlet, Saskatchewan | Retired

What Clients are Saying

Hi just sending a quick note praising Brenda Behiel as she helped myself and partner sign up and has been so helpful with any questions we have had! Either she knows the answer or where to direct us! We appreciate her help so much. Thanks Brenda

– January 2024
Patricia & Blaine | Elbow, Saskatchewan

What Clients are Saying

Good day, I had the pleasure of dealing with Brenda regarding information on your Publik Health Benefit program. She was extremely helpful and knowledgeable, answering all my questions and providing me with all the information to make an informed decision. She was quick to respond to all my emails and conducted herself in a polite, professional, and respectful manner.

– January 2024
Sandy | Winnipeg, Manitoba | Hydro

What Clients are Saying

To whom it may concern,
We placed a call to Brenda Behiel, she got back to us promptly.
We were very pleased with her response time and service.
I would and will recommend her and the Simply Benefits team to my friends and family.
Thank you,

– Tammie and James | Calgary Alberta

What Clients are Saying

I recently was able to meet some of the Staff from Viking Benefit Solutions at Agribition in Regina, Saskatchewan in November of 2023. Both Doug and Nancy were welcoming and very knowledgeable. When I returned home, I called the office and spoke to Brenda about the PUBLIK Health Plan. All my questions were answered promptly and confidently. I will be joining the PUBLIK Plan January 1, 2024, when I retiree and highly recommend making a call and chatting about retirement benefits with this company. You will not be disappointed with the level of communication, professionalism, and experience.

December 2023
Bruce | Regina Beach, Saskatchewan

What Clients are Saying

 Viking Benefit Solutions and the PUBLIK Health Plan is reliable, honest and operates with integrity. Their highly trained and experienced staff take pride in their work ethic. You can tell they take pride in their relationships with their clients. The attentive and knowledgeable staff provided an excellent enrollment and claims experience. If you are retiring and looking for continued benefits this company is worth the call as you will not be disappointed.

December 2023
Irene | Prince Albert, Saskatchewan | Retired Cook – Healthcare

What Clients are Saying

I recently had the opportunity to meet Brenda and Jennifer at the Spotlight on Seniors Tradeshow in Saskatoon on October 11, 2023. They were a pleasure to deal with and both were extremely friendly and knowledgeable. My call was responded to the very next morning, and we spoke for ½ hour about all the options. It is great that they take the time to talk to each person that calls. I will be joining the PUBLIK Plan. Great customer service. This is not a new company; it is experienced, and they still send paperwork by both email and paper which is great for a seasoned individual like me.

October 2023
Shelley | Warman, Saskatchewan | Retired Health Care worker

What Clients are Saying

Although just a recent new member of the Publik Retiree Health Plans.  I had the pleasure of dealing with Brenda.

While gathering information, numerous questions and concerns,  and eventually signing up, I have to say that Brenda  responded very quickly to my questions, concerns and information.  I feel confident that when the time comes everything will be as efficient and smooth.

– William | Municipal Retiree

What Clients are Saying

Thank you Sarah for all you have done getting our benefits put together. You’ve made it easy and it’s been a pleasure working with you.

– Sylvia | Watrous, Saskatchewan

What Clients are Saying

We have had contact with Brenda and find her easy to talk to and very receptive in helping us.

– Yves | Municipal Retiree

What Clients are Saying

I just wanted to say how much I appreciate all that Brenda has done for me in setting up my account and completing and remitting all the necessary forms. She has always been extremely knowledgeable, helpful, courteous and friendly. I seemed to run into so many problems, but she has patiently worked through them all, even though I should have been able to do much of it myself. Good customer service is rare these days, but Brenda’s efforts go way above and beyond that to absolute excellence. If more businesses had people like Brenda, the world would be a better place.
With much gratitude,

– Joyce | Municipal Retiree

What Clients are Saying

I just wanted to let you know that Brenda has been so helpful through this process. She is our new best friend as she has patience, knowledge, willing to walk my husband and I through the transition to the on line requirement for Simply Benefits. She listens to understand our technology issues and other questions and contacts us immediately when we leave telephone messages. She has been a vital support since we started as new applicants with Viking Benefits two years ago. We are grateful to have her in our corner. 

– Sandra & Barrie | Municipal Retiree

What Clients are Saying

I would just like to say that I have only had positive experiences working with individuals from Viking Benefit and the Johnston Group over the last seven years.

I received personalized service on every occasion and all my inquiries were dealt with immediately and in a very efficient manner. These two companies excel at “Customer Service” which is lacking in a lot of companies these days.

I would encourage any business to look at these companies for their insurance needs. 

– City of Prince Albert | Director of Financial Services

What Clients are Saying

I have been with your company for just about a year. I am very happy with the response time.

When I submit a claim the money is in our account within a few days!

Also my questions are answered immediately!

Thank you! 

– Mary | School Division Retiree

What Clients are Saying

NOTE SMRA is now called PUBLIK.

In 2017 when I retired from the City of Saskatoon, I thought the current private health protection provided through work, at a reduced benefit, was the only option for us.

My Human Resources contact at the City informed me there was a relatively new option to private health insurance, Saskatchewan Municipal Retirees Association – administered by Viking Benefits of Humboldt.

My wife and I made a trip to Humboldt to Viking Benefits and to learn what the SMRA was all about. It was a wonderful experience and we happily applied for coverage. We were accepted – without the need of medicals – and the rest is history.

Anytime I had a question, or didn’t understand some of the benefits, I contacted Viking and always received a very helpful, timely response from the staff. We have never experienced difficulty with any of the claims submitted since 2017 and are extremely satisfied with both Viking and Johnson Group. All our claim transactions are online with direct deposit benefit payments.

The variety of benefits offered by SMRA can be tailored to ones personal preference and Viking can provide a comparison of coverage options with costs.

We are most grateful to Viking Benefits for recognizing the need for a private health care plan for retiring Saskatchewan municipal employees and for making SMRA happen!

We hold SMRA in high esteem and strongly recommend this organization as a viable alternative for post-retirement health benefits.​

– Nick | City of Saskatoon Retiree 

 

What Clients are Saying

Note SMRA is now called PUBLIK.

The SMRA insurance program we selected has covered our needs very well. Since joining SMRA last summer I have found Viking Benefit Solutions- PUBLIK has been great to work with. I am happy with our membership even in the face of challenges resulting from Covid-19.

– Owen | City of Prince Albert Retiree

What Clients are Saying

I am a recent healthcare retiree and so fortunate to find a health and dental benefits plan that best suits my needs. SMRA is a great alternative to the previous choices available. I am very pleased with the coverage and hope others retired from healthcare join the plan. 

– Dan | Health Authority Retiree

What Clients are Saying

Although just a recent new client of Publik, Viking Benefit, I had the pleasure of dealing with Brenda.

While gathering information, numerous questions and concerns, and eventually signing up, I have to say that Brenda responded very quickly to my questions, concerns and information. I feel confident that when the time comes everything will be as efficient and smooth.

Thank you

– William | City of Manitoba Retiree

What Clients are Saying

My husband and I have just signed up for health benefits. When we received the information about the company from a friend we weren’t sure if we should switch. New is always a bit
scary and we have been with another insurance company since retirement.

We had so many questions and sent so many emails. We dealt with Brenda Behiel and she is fantastic. I really cant say enough about her efficiency, she answered all our
questions and got back to us in a timely manner. Even when I called her on the phone she answered. That is something in this world of answering machines at every
business. I like to speak with a person and not get a machine when I try to call. I just want to say we were very impressed. We didn’t have to wait a day or two for a response,
we received answers right away. Brenda was great, easy to deal with, helpful and efficient.

– Edward & Linda | Winnipeg Police Retiree

What Clients are Saying

 I have been very pleased with the assistance I have received from the team regarding my insurance needs. Thank you for your help.

– Kim | School Division Retiree

What Clients are Saying

 I joined the PUBLIK Plan about a year ago. I have never had a issue with any of my claims and the customer service has been amazing. When my Drug store had an question adding my new benefit Card, Brenda actually took the time to call the Drug Store herself. When I needed assistance submitting a claim Brenda walked me through step by step. They have a company hired to Adjudicate your claims call Simply Benefits, so you do not have to sit on hold for hours with the big carrier. You still have a large company doing your coverage but you do not have to deal with them, you always get a real person to speak to. I have never had to hold more than 1-2 minutes with Simply Benefits and Brenda always answers the phone or calls back the same day! The app works great and I do not do electronics. You do not feel like a number but you feel important and the staff are great. I highly recommend PUBLIK Plan for anyone looking for benefits, and if you can ask for Brenda you will not be disappointed. They spend time with you and answer all your questions.

– Cathy | Saskatchewan Housing Authority

What Clients are Saying

  Brenda was easy to talk to, and correspond with. She went out of her way to answer any questions. More companies need a “Brenda” for efficient and friendly customer service.

– Melanee – Manitoba Liquor and Lotteries

What Clients are Saying

Your public relations/expertise and caring has exceeded all!!!

I have been so ill and through this process but Brenda has help me overcome the fears and apprehensions that I had with a new plan. Many criticized me for changing plans but, Now I am your biggest advocate encouraging some of my retired friends in changing. I did a zoom from my hospital room the other night . Thank you Brenda for going above and beyond and making me feel important and listening and answering all of my questions. Thank you !

– Barb | Saskatchewan Government – Social Services

 

What Clients are Saying

We are very happy with the customer service provided by both Viking (PUBLIK) and Simply Benefits.

– Nick & Bev | SMRA Conversion

 

What Clients are Saying

The Customer Service is amazing with Viking Benefit Solutions, PUBLIK and the company they use Simply Benefits. I can not explain how much I appreciate Brenda at PUBLIK. There is no other way to say but Brenda and PUBLIK plan have been a complete blessing. They go over and above, and are so supportive with all of your needs. If you are looking for a company that returns all their calls and emails immediately and helps you every step of the way then you need to join PUBLIK. They have great benefits, and the claims process is easy and fast. You never feel like a number and they are extremely helpful and treat all their clients with respect and help them. Thank you Brenda and the PUBLIK Plan

– Cathy | Saskatoon, Saskatchewan – Health Region Retiree

 

What Clients are Saying

We are newly enrolled with Publik for our Health, Dental, and Travel Plan. I just wanted to pass on how helpful Brenda was through the initial consideration, then sign-up process. One thing that I very much appreciated was when I called, I got Brenda on the phone either immediately or a call back shortly after. This was very refreshing, after our experience the previous several years when we were with Marge.

– Randy and Karen | East St. Paul, Manitoba – Police Services

What Clients are Saying

I want to express my thanks to Brenda Behiel of Viking Benefit Solutions for her exceptional service. She consistently answers her messages promptly when I have emailed or left messages on her answering service. She seems pleasant and eager to resolve issues and speaks like she has a smile on her face! Thanks Brenda, for your excellent customer service!

– Lorraine | Regina, Saksatchewan

What Clients are Saying

I really appreciate simply benefits help when I have a question. You can call the number and get help immediately by a live person who is knowledgeable and extremely courteous. Truly appreciate it.
Any inquiries I make to Brenda online are dealt with within 24 hours. Very quick response & service, appreciate it very much.

– Dorothy | Saskatoon, Saskatchewan

What Clients are Saying

I would like to Thank Brenda for your very prompt response every time I seem to have a question or problem. You Always have the answer and it is Greatly Appreciated! Thank you Girl

– Edna | Shaunavon, Saskatchewan

 

What Clients are Saying

I worked with Brenda and she did a very good job of answering any questions I come up with. Very professional and courteous. Thank you Brenda for your help.

– John | Saskatoon, Saskatchewan- Living Skies Housing Authority

 

What Clients are Saying

Although just a recent new member of the Publik Retiree Health Plans. I had the pleasure of dealing with Brenda.

While gathering information, numerous questions and concerns, and eventually signing up, I have to say that Brenda responded very quickly to my questions, concerns and information. I feel confident that when the time comes everything will be as efficient and smooth.

– William | Municipal Retiree

 

 

What Clients are Saying

I have had the great pleasure of dealing with Brenda since we applied for coverage. She has always been extremely professional and helpful during the whole procedure. Thank you Brenda and keep up the good work.

– Sante | University of Winnipeg

What Clients are Saying

When I phoned publik and Brenda answered there was no push this button and then push that button she answered right away she was very knowledgeable of what I asked her she was polite and knew exactly what I was talking about she answered all my questions and sent me all the information I wanted. I would recommend Brenda to anyone You didn’t leave the phone wondering what she said. I’m very pleased.

– Daryl | School Division- Moose Jaw

What Clients are Saying

Brenda definitely helped make the enrolment easy. She is so patient and kind helping to get things organized. You are very fortunate to have her on your staff. Thanks for all you do Brenda.

– Daryl | School Division- Moose Jaw

What Clients are Saying

We recently purchased a plan from Viking. I had many question for Brenda , that were answered quickly and clearly. She went above and beyond to help with any issues I had. I was fortunate enough to have health insurance all my working life and never have I experienced this level of service, in fact my few interactions were just the opposite.
Great customer service! Keep up the good work.

– Greg & Crystal

What Clients are Saying

Over the last seven years, I have only had positive experiences working with the individuals from Viking Benefit Solutions. I received personalized service on every occasion and all my inquiries were dealt with immediately and in a very efficient manner. They excel at customer service.

– Ramona | Financial Services

What Clients are Saying

We are most grateful to Viking Benefit for recognizing the need for a private health plan for retiring Saskatchewan municipal employees and making PUBLIK Happen! 

– Nick | City of Saskatoon

What Clients are Saying

The PUBLIK Insurance program we have selected has covered our needs very well. Since joining PUBLIK last summer I have found Brenda has been great to work with. I am happy with our membership in the face of challenges since Covid-19.

– Owen P. | City of Prince Albert

What Clients are Saying

Viking has been administering our group benefit plan since 2012. they have been very informative and attentive to our needs. They’ve been a joy to work with. If there is ever an issue, Viking is quick to resolve it. Highly recommended!

– Colin T. | Owner

What Clients are Saying

My experience with Brenda has been nothing but fantastic.  The first contact with Brenda was via email when I was researching all available benefit plans.  She immediately provided all my options within 24 hours of my email.  Going forward, every email (and I sent lots) I sent to Brenda was dealt with in a prompt manner.  I found Brenda very knowledgeable, considerate and just an overall fantastic person to deal with.  She certainly made my decision a lot easier as she had all the answers to my questions so I never had to second guess what I might be signing up for.  Now that I have become a member, I hope the line of communication remains the way it has been so far.  Hats off to Brenda – sure wish more customer service based businesses had your work ethic.

Our Partners

We’ve partnered with these leading companies to deliver the finest in custom benefit plans. Our strategic partnerships enable us to craft personalized solutions, ensuring our clients receive the best possible benefits tailored to their unique needs and preferences.

orion
pocket pills
maple
wawanesa life
Simply Benefits