Retiree Health Plans

With no medical questions, guaranteed acceptance, and high coverage limits.

Who Qualifies?

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All individuals retiring, losing benefits, or aging out of benefits who had a group health benefit plan.

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You have 60 days after your last day of coverage to qualify unless an open enrollment is active.

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Primary members must be under the age of 80 when enrolling.

OPEN ENROLLMENT

For Individuals Who Have Retired More Than 60 Days

If you are past retiree or lost benefits you can join the PUBLIK plan during the period of October 1, 2023- Dec 15-2023 with no medical questions, no pre-existing condition clauses, and guaranteed acceptance.

If it is over 60 days since your retirement, perhaps 90 days, 2 years or even 5 years and you are seeking Health Benefits these are the options we can provide you to enroll in for a Limited time. (Opportunity, Elite or Deluxe Plans).

The Opportunity Plan is an introductory offer to join PUBLIK. Once you are on the Opportunity plan for two years, you will automatically be transitioned to the Premier Plan where you will have additional coverage at no additional cost. During this limited time past retirees also have the option of selecting the Elite or Deluxe Plans.

Deluxe

Superior private health insurance offering comprehensive coverage and benefits.

Benefits Include:

Prescription Drugs: $10,000/Year @ 90%

Paramedical Services: $1,500/Year

Travel Insurance: 90 Days

Elite

Elite plan has a variety of benefits, catering to both everyday needs and emergencies.

Benefits Include:

Prescription Drugs: $7,500/Year @ 90%

Paramedical Services: $1,250/Year

Travel Insurance: 90 Days

Premier

This plan encompasses an extensive array of benefits above and beyond basic coverage.

Benefits Include:

Prescription Drugs: $5,000/Year @ 80%

Paramedical Services: $1,000/Year

Travel Insurance: 90 Days

Lite 

Ideal coverage for unexpected emergencies and health needs.

Benefits Include:

Prescription Drugs: $2,500/Year @ 80%

Paramedical Services: $750/Year

Travel Insurance: 90 Days

Opportunity

If it is over 60 days since your retirement, and you are seeking Health Benefits.

Benefits Include:

Prescription Drugs: $5,000/Year @ 80%

Paramedical Services: $1,000/Year

Travel Insurance: 90 Days

Optional Dental

Add on to any plan

*Please see Plans page for Opportunity Plan Options*

  • $2,000 combined / year / person

    • 100% coverage on basic, endodontic, and pariodontic​

    • 50% coverage on major

What Clients are Saying

Although just a recent new member of the Publik Retiree Health Plans.  I had the pleasure of dealing with Brenda.

While gathering information, numerous questions and concerns,  and eventually signing up, I have to say that Brenda  responded very quickly to my questions, concerns and information.  I feel confident that when the time comes everything will be as efficient and smooth.

– William | Municipal Retiree

What Clients are Saying

Thank you Sarah for all you have done getting our benefits put together. You’ve made it easy and it’s been a pleasure working with you.

– Sylvia | Watrous, Saskatchewan

What Clients are Saying

We have had contact with Brenda and find her easy to talk to and very receptive in helping us.

– Yves | Municipal Retiree

What Clients are Saying

I just wanted to say how much I appreciate all that Brenda has done for me in setting up my account and completing and remitting all the necessary forms. She has always been extremely knowledgeable, helpful, courteous and friendly. I seemed to run into so many problems, but she has patiently worked through them all, even though I should have been able to do much of it myself. Good customer service is rare these days, but Brenda’s efforts go way above and beyond that to absolute excellence. If more businesses had people like Brenda, the world would be a better place.
With much gratitude,

– Joyce | Municipal Retiree

What Clients are Saying

I just wanted to let you know that Brenda has been so helpful through this process. She is our new best friend as she has patience, knowledge, willing to walk my husband and I through the transition to the on line requirement for Simply Benefits. She listens to understand our technology issues and other questions and contacts us immediately when we leave telephone messages. She has been a vital support since we started as new applicants with Viking Benefits two years ago. We are grateful to have her in our corner. 

– Sandra & Barrie | Municipal Retiree

What Clients are Saying

I would just like to say that I have only had positive experiences working with individuals from Viking Benefit and the Johnston Group over the last seven years.

I received personalized service on every occasion and all my inquiries were dealt with immediately and in a very efficient manner. These two companies excel at “Customer Service” which is lacking in a lot of companies these days.

I would encourage any business to look at these companies for their insurance needs. 

– City of Prince Albert | Director of Financial Services

What Clients are Saying

I have been with your company for just about a year. I am very happy with the response time.

When I submit a claim the money is in our account within a few days!

Also my questions are answered immediately!

Thank you! 

– Mary | School Division Retiree

What Clients are Saying

NOTE SMRA is now called PUBLIK.

In 2017 when I retired from the City of Saskatoon, I thought the current private health protection provided through work, at a reduced benefit, was the only option for us.

My Human Resources contact at the City informed me there was a relatively new option to private health insurance, Saskatchewan Municipal Retirees Association – administered by Viking Benefits of Humboldt.

My wife and I made a trip to Humboldt to Viking Benefits and to learn what the SMRA was all about. It was a wonderful experience and we happily applied for coverage. We were accepted – without the need of medicals – and the rest is history.

Anytime I had a question, or didn’t understand some of the benefits, I contacted Viking and always received a very helpful, timely response from the staff. We have never experienced difficulty with any of the claims submitted since 2017 and are extremely satisfied with both Viking and Johnson Group. All our claim transactions are online with direct deposit benefit payments.

The variety of benefits offered by SMRA can be tailored to ones personal preference and Viking can provide a comparison of coverage options with costs.

We are most grateful to Viking Benefits for recognizing the need for a private health care plan for retiring Saskatchewan municipal employees and for making SMRA happen!

We hold SMRA in high esteem and strongly recommend this organization as a viable alternative for post-retirement health benefits.​

– Nick | City of Saskatoon Retiree 

 

What Clients are Saying

Note SMRA is now called PUBLIK.

The SMRA insurance program we selected has covered our needs very well. Since joining SMRA last summer I have found Viking Benefit Solutions- PUBLIK has been great to work with. I am happy with our membership even in the face of challenges resulting from Covid-19.

– Owen | City of Prince Albert Retiree

What Clients are Saying

I am a recent healthcare retiree and so fortunate to find a health and dental benefits plan that best suits my needs. SMRA is a great alternative to the previous choices available. I am very pleased with the coverage and hope others retired from healthcare join the plan. 

– Dan | Health Authority Retiree

What Clients are Saying

Although just a recent new client of Publik, Viking Benefit, I had the pleasure of dealing with Brenda.

While gathering information, numerous questions and concerns, and eventually signing up, I have to say that Brenda responded very quickly to my questions, concerns and information. I feel confident that when the time comes everything will be as efficient and smooth.

Thank you

– William | City of Manitoba Retiree

What Clients are Saying

My husband and I have just signed up for health benefits. When we received the information about the company from a friend we weren’t sure if we should switch. New is always a bit
scary and we have been with another insurance company since retirement.

We had so many questions and sent so many emails. We dealt with Brenda Behiel and she is fantastic. I really cant say enough about her efficiency, she answered all our
questions and got back to us in a timely manner. Even when I called her on the phone she answered. That is something in this world of answering machines at every
business. I like to speak with a person and not get a machine when I try to call. I just want to say we were very impressed. We didn’t have to wait a day or two for a response,
we received answers right away. Brenda was great, easy to deal with, helpful and efficient.

– Edward & Linda | Winnipeg Police Retiree

What Clients are Saying

 I have been very pleased with the assistance I have received from the team regarding my insurance needs. Thank you for your help.

– Kim | School Division Retiree

What Clients are Saying

 I joined the PUBLIK Plan about a year ago. I have never had a issue with any of my claims and the customer service has been amazing. When my Drug store had an question adding my new benefit Card, Brenda actually took the time to call the Drug Store herself. When I needed assistance submitting a claim Brenda walked me through step by step. They have a company hired to Adjudicate your claims call Simply Benefits, so you do not have to sit on hold for hours with the big carrier. You still have a large company doing your coverage but you do not have to deal with them, you always get a real person to speak to. I have never had to hold more than 1-2 minutes with Simply Benefits and Brenda always answers the phone or calls back the same day! The app works great and I do not do electronics. You do not feel like a number but you feel important and the staff are great. I highly recommend PUBLIK Plan for anyone looking for benefits, and if you can ask for Brenda you will not be disappointed. They spend time with you and answer all your questions.

– Cathy | Saskatchewan Housing Authority

What Clients are Saying

  Brenda was easy to talk to, and correspond with. She went out of her way to answer any questions. More companies need a “Brenda” for efficient and friendly customer service.

– Melanee – Manitoba Liquor and Lotteries

What Clients are Saying

Your public relations/expertise and caring has exceeded all!!!

I have been so ill and through this process but Brenda has help me overcome the fears and apprehensions that I had with a new plan. Many criticized me for changing plans but, Now I am your biggest advocate encouraging some of my retired friends in changing. I did a zoom from my hospital room the other night . Thank you Brenda for going above and beyond and making me feel important and listening and answering all of my questions. Thank you !

– Barb | Saskatchewan Government – Social Services

 

What Clients are Saying

We are very happy with the customer service provided by both Viking (PUBLIK) and Simply Benefits.

– Nick & Bev | SMRA Conversion

 

What Clients are Saying

The Customer Service is amazing with Viking Benefit Solutions, PUBLIK and the company they use Simply Benefits. I can not explain how much I appreciate Brenda at PUBLIK. There is no other way to say but Brenda and PUBLIK plan have been a complete blessing. They go over and above, and are so supportive with all of your needs. If you are looking for a company that returns all their calls and emails immediately and helps you every step of the way then you need to join PUBLIK. They have great benefits, and the claims process is easy and fast. You never feel like a number and they are extremely helpful and treat all their clients with respect and help them. Thank you Brenda and the PUBLIK Plan

– Cathy | Saskatoon, Saskatchewan – Health Region Retiree

 

What Clients are Saying

We are newly enrolled with Publik for our Health, Dental, and Travel Plan. I just wanted to pass on how helpful Brenda was through the initial consideration, then sign-up process. One thing that I very much appreciated was when I called, I got Brenda on the phone either immediately or a call back shortly after. This was very refreshing, after our experience the previous several years when we were with Marge.

– Randy and Karen | East St. Paul, Manitoba – Police Services

What Clients are Saying

I want to express my thanks to Brenda Behiel of Viking Benefit Solutions for her exceptional service. She consistently answers her messages promptly when I have emailed or left messages on her answering service. She seems pleasant and eager to resolve issues and speaks like she has a smile on her face! Thanks Brenda, for your excellent customer service!

– Lorraine | Regina, Saksatchewan

What Clients are Saying

I really appreciate simply benefits help when I have a question. You can call the number and get help immediately by a live person who is knowledgeable and extremely courteous. Truly appreciate it.
Any inquiries I make to Brenda online are dealt with within 24 hours. Very quick response & service, appreciate it very much.

– Dorothy | Saskatoon, Saskatchewan

What Clients are Saying

I would like to Thank Brenda for your very prompt response every time I seem to have a question or problem. You Always have the answer and it is Greatly Appreciated! Thank you Girl

– Edna | Shaunavon, Saskatchewan

 

What Clients are Saying

I worked with Brenda and she did a very good job of answering any questions I come up with. Very professional and courteous. Thank you Brenda for your help.

– John | Saskatoon, Saskatchewan- Living Skies Housing Authority

 

What Clients are Saying

Although just a recent new member of the Publik Retiree Health Plans. I had the pleasure of dealing with Brenda.

While gathering information, numerous questions and concerns, and eventually signing up, I have to say that Brenda responded very quickly to my questions, concerns and information. I feel confident that when the time comes everything will be as efficient and smooth.

– William | Municipal Retiree

 

 

What Clients are Saying

I have had the great pleasure of dealing with Brenda since we applied for coverage. She has always been extremely professional and helpful during the whole procedure. Thank you Brenda and keep up the good work.

– Sante | University of Winnipeg

What Clients are Saying

When I phoned publik and Brenda answered there was no push this button and then push that button she answered right away she was very knowledgeable of what I asked her she was polite and knew exactly what I was talking about she answered all my questions and sent me all the information I wanted. I would recommend Brenda to anyone You didn’t leave the phone wondering what she said. I’m very pleased.

– Daryl | School Division- Moose Jaw

What Clients are Saying

Brenda definitely helped make the enrolment easy. She is so patient and kind helping to get things organized. You are very fortunate to have her on your staff. Thanks for all you do Brenda.

– Daryl | School Division- Moose Jaw

What Clients are Saying

We recently purchased a plan from Viking. I had many question for Brenda , that were answered quickly and clearly. She went above and beyond to help with any issues I had. I was fortunate enough to have health insurance all my working life and never have I experienced this level of service, in fact my few interactions were just the opposite.
Great customer service! Keep up the good work.

– Greg & Crystal

What Clients are Saying

Over the last seven years, I have only had positive experiences working with the individuals from Viking Benefit Solutions. I received personalized service on every occasion and all my inquiries were dealt with immediately and in a very efficient manner. They excel at customer service.

– Ramona | Financial Services

What Clients are Saying

We are most grateful to Viking Benefit for recognizing the need for a private health plan for retiring Saskatchewan municipal employees and making PUBLIK Happen! 

– Nick | City of Saskatoon

What Clients are Saying

The PUBLIK Insurance program we have selected has covered our needs very well. Since joining PUBLIK last summer I have found Brenda has been great to work with. I am happy with our membership in the face of challenges since Covid-19.

– Owen P. | City of Prince Albert

What Clients are Saying

Viking has been administering our group benefit plan since 2012. they have been very informative and attentive to our needs. They’ve been a joy to work with. If there is ever an issue, Viking is quick to resolve it. Highly recommended!

– Colin T. | Owner

What Clients are Saying

My experience with Brenda has been nothing but fantastic.  The first contact with Brenda was via email when I was researching all available benefit plans.  She immediately provided all my options within 24 hours of my email.  Going forward, every email (and I sent lots) I sent to Brenda was dealt with in a prompt manner.  I found Brenda very knowledgeable, considerate and just an overall fantastic person to deal with.  She certainly made my decision a lot easier as she had all the answers to my questions so I never had to second guess what I might be signing up for.  Now that I have become a member, I hope the line of communication remains the way it has been so far.  Hats off to Brenda – sure wish more customer service based businesses had your work ethic.

Our Partners

We’ve partnered with these leading companies to deliver the finest in custom benefit plans. Our strategic partnerships enable us to craft personalized solutions, ensuring our clients receive the best possible benefits tailored to their unique needs and preferences.

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